Showing posts with label Frugal Living. Show all posts
Showing posts with label Frugal Living. Show all posts

Wednesday, February 11, 2015

Economy For The Christian Home

http://www.amazon.com/Economy-Christian-Home-Challenge-Charitable/dp/069236112X/ref=sr_1_10?ie=UTF8&qid=1423662823&sr=8-10&keywords=mrs+sharon+white


~ Our newest book, brought to you by "The Legacy of Home Press." ~


This book was written while taking care of grandbabies, cleaning the house, cooking, and caring for the family.  It was very difficult to write in my notebook when everyone was sleeping, or jot down Bible verses and look up passages while dinner was cooking.  It took many hours of formatting, proofreading and fixing mistakes.  It is still imperfect, just as I am. (gentle smiles). 

The front cover is of our Vermont property. The photograph was taken in November 2014. We still have lots of snow here as it stays all winter long in northern Vermont.  In the picture, you can see our tall Christmas trees, our American flag and our old wooden wagon.

The book is designed to bless and encourage you in saving and giving. It includes some personal stories from my own experience, along with ideas for your own home.  I hope this book will encourage you in the careful use of money,  as you strive to be the kind of wife your husband can say he does not worry about the waste of domestic funds. (Proverbs 31:11)

Here are the details:



Economy for the Christian Home: A 12 Week Challenge for Wives to Increase Charitable Giving





by Mrs. Sharon White


6" x 9"

110 pages, paperback

The Legacy of Home Press
ISBN-13: 978-0692361122
ISBN-10: 069236112X
 
Details:
 
A Bible study designed for individual or group use.  {Scripture quoted in this book is from the KJV Bible.}
 
 Includes 12 challenges, 12 homework assignments and 12 devotionals to inspire and motivate you. 
 
You will learn about a "Charity Box" for the home; how "New England Thrift" can help you save money; how "Prayer Directed Giving" can warm your heart; what it is like to "Live in Reduced Circumstances" and much more.
 
At the end of the 3 month program, your house-account should be more efficient. You will have money in your savings account and your giving will increase in ways that will bless you and others as well.
 
The book is for sale on Amazon. I hope you will like it.
 
Blessings
Mrs. White
 
 
From the Archives -
 
 
For Homeschoolers - Education Must Not Be Rushed.
 
 
 

 
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Wednesday, December 17, 2014

Living in Reduced Circumstances

People Line Up to Receive Surplus Foods in St. Johns Arizona. Oct, 1940


Several years ago, during a major oil crisis, gas prices rose to over $4.50 a gallon here in rural Vermont.  This caused food prices to skyrocket, partly due to the cost of fuel for the freight trucks who were delivering inventory to all the supermarkets.  

Many could not afford to drive to work and had to find ways to carpool, walk, or find some other form of transportation.  I remember having to give up going to church and limiting youth group events for my (then) teenage children.  It was shocking to realize we couldn't afford the gas to drive to church!

One of the hardest things during this time was having just enough food to feed one's family with little or nothing left over to share with a guest. Many did not entertain at home. Having company was rare and difficult. Offering just a cup of tea to a guest when one wanted to offer cake or pie was depressing!

Nobody wants to live in want or hunger. Nobody wants to feel like buying sugar to bake cookies would be a financial burden when the family needed more nutritious foods like vegetables or meat.

Food pantries in our county were suddenly full of the more affluent in our area.   We were told that many could not afford to buy food and pay basic living expenses at the same time.  One large church in our area was open on a daily basis and gave out emergency food boxes which were expected to last a family, or individual, for a couple of days.  We were seeing both homeless and middle class in the same breadlines.  Nobody wanted to be there.  Nobody wanted to need charity, but the economy forced many to seek help just to eat.

Another church in our area had a monthly potluck supper offered right after the morning service.  Almost everyone brought hot food, desserts, salads, bread and treats to share with each other.  This way each family could contribute what they could and enjoy a nice big meal without feeling like they were getting a handout.    This same church also provides a large spread of refreshments in the dining room after every Sunday service.  Most of the food is brought in by members of the congregation and is a lovely way to comfort one another with both food and fellowship.

There were certain days of the week where local supermarkets would provide display tables with food samples.  Children of customers were also given a cookie from the bakery or a piece of cheese from the deli.  This made grocery shopping, on limited funds, a special outing and a way to gratefully enjoy a special treat. It benefited the stores as well since they were able to offer new foods, and have a nice way to encourage customers to shop.

Today, times are better.  Gas prices have dropped to around $2.88 in our area.  This is the lowest I have seen it here since before the oil crisis hit our nation.  Yet, there will always be someone, or some family, struggling through a time of poverty, a time of "reduced circumstances."  These are the people on a financial adventure who will overcome the difficulties with prayer, faith, hard work, and the blessing of a good church family.

Blessings
Mrs. White

* [This post is an excerpt from my book, "Economy for the Christian Home."] *



From the Archives -

I will never Regret Staying Home - A Humble Parlour as a School of Theology.

He Still Hears us - Prayers Which Cannot be Uttered.

Marriage - When Groceries are the Presents.





Mrs. White's special book for Homemakers - "Mother's Book of Home Economics."




An Invitation - Subscribe to The Legacy of Home and have it delivered directly to your email. 





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Wednesday, March 5, 2014

Going Out With Mister

Horse-drawn Carriage (Mill Bridge)

Every now and then, Mister takes me for a ride in our new car. It is a previously owned Cadillac with white leather seats.  He bought it last month.  It is the first time I have had a car since I lost mine last summer.  This one has a CD player and power windows.  Messages display on the dashboard, suggesting I turn on the headlights.  It even mentions possible road conditions. It is a clever car.  The seats are so comfortable, and the car seems so elegant, that I only listen to Classical music while I am driving. 

Even though I have driven it a few times myself, it is much more pleasant when Mister does the driving. It is more peaceful and relaxing. 

On a cold, snowy evening, he will drive me to the gas station, or the store; Just to go for a ride.  I bring a blanket and settle myself in the passenger seat.  I am warm and comfortable.  Grandfather says it is like I am Miss Daisy.   The blanket reminds me of riding in a horse-drawn wagon on a cold winter day.  It is delightful.

These little trips are not errands. If they were, it would be more stressful.  Going out with Mister is like a quiet time of togetherness.   He might buy me a Pepsi, or a Hershey Bar at the gas station.  These gifts are his way of showing he cares. 

While the car may sound grand and expensive, it has some dents in the side and a few problems. That is what made it affordable for us. That is why we were able to buy it without going into debt.  Sometimes we make the joke that we live in a world of dented elegance. Our Estate is majestic, but in need of repairs. Our cars may be lovely, but they are also damaged.  We are happy with this because our life is affordable and classy.  It is a frugally dignified life.  We may go without for many months, but our patience and sacrifice reaps a reward.   It is the way we are, here at The White House.

I have to tell you how much more I appreciate staying home these past 8 months.  I was rarely able to go anywhere, without a ride from someone.  I am so grateful for this blessing of a new car, but my outlook has dramatically changed.  All the errands I used to do, all the events I used to drive the children to, are no longer considered "essential."  I found something far better and more valuable.  I found that the "dream" of really staying home was possible, even for those of we housewives who think we have to always go out.  To really stay home, and to be focused on home for most of our time, is absolutely wonderful. 

I am quieter. I am meeker. I am gentler.  I am more cherished and taken care of by those around me.  The humbleness of being "trapped" at home, has been a great gift and a lesson from the Lord.  I am truly grateful.

Blessings
Mrs. White


From the Archives:

I have been ensconced at Home since Last June when I lost my car. - Rural Homemaking.

Please don't be one of these - Ex - Housewife.

I always want to be - The Mother Who Isn't Busy.




Mrs. White's special book for Homemakers - "Mother's Book of Home Economics."




An Invitation - Subscribe to The Legacy of Home and have it delivered directly to your email. 





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Tuesday, August 27, 2013

Basic Cookery

Part of the Kitchen

I studied cooking in Home Economics classes when I was a teenager. My mother also gave me freedom in her kitchen. I would look through her cookbook and bake special treats when the pantry ran low.  While Mom did most of the cooking, I was happy cleaning and cooking whenever I got the chance.

In my first home, I enjoyed making meals for my husband.  I still remember our first trip to the local supermarket.  We were so excited to pick out our own groceries, together.  I made his breakfast, packed his lunch, and made his dinner each night.  With a small household, and a decent income from his job, we didn't have much to worry about financially.

As more and more children came into the home, I had to learn to make many things from scratch, with the ingredients I had on hand.  I remember going to the local library and finding all kinds of old cookbooks.  I borrowed them, and found recipes that would work well for my family.   Many of these recipes (like breads and stews) were made so many times that I memorized them.  If I really loved a borrowed cookbook, I would save up and buy my own copy.

Frugal, or thrifty, cooking is a valuable skill for the housewife.  People often share recipes, which is good.  However, many families have different tastes.  Some have allergies.  We also live in different climates and have a different cultural basis for what we eat.   In the Boston area, fresh lobster and clam chowder is common, whereas, they may not be staple menu items in a little town in Idaho.    Restaurants in Florida serve the most delicious fresh orange juice you could ever taste!  They are known for their oranges and have them in abundance.   We have to make use of what is available and low cost, in our area.  It is important to learn how to adjust recipes to work in our own kitchens.

It is a common cliché for mothers to save money by serving "rice and beans."   This might work for many, but not in my house.  One cannot always save money by doing what the masses suggest.  We have to remember to serve foods that our own family will enjoy.  Cooking basic foods from scratch will save money.  Serving carefully portioned- sized- meals and storing leftovers will also save money.  

To learn basic cooking skills my favorite book is The Good Housekeeping Illustrated Cookbook.  It boasts 1,400 recipes!  The pictures are stunning and are set up almost encyclopedia - like.   My children used to love to look at all the pictures and say, "Let's make this one!"   You will learn to make easy breads, muffins, meats, and all kinds of dinners and desserts.  Once you learn the basics of these foundational recipes, you can start adjusting ingredients to meet the needs of your family. 

Basic cooking also means you have freedom from the supermarket sales ads.  Certainly buy hamburger or chicken only when they are priced reasonably.  But you can make so many different things with them. The store will recommend processed foods to go with the meats. Cooking from scratch means we don't need those items. You will no longer be a slave to what is on sale.

 When we buy hamburger in a "family sized" package, I take it home and divide it up into smaller portions.  I then put each meal's serving in a gallon Ziploc bag and freeze it.   Even though we have a lot of people in this house, I only cook with that small amount of meat. It is the ingredients that go with it, that make the meal stretch - the vegetables, the bread, etc.   I love the older cookbooks from the 1960's that have old menus that go along with the recipes. This was from a time when portion sizes were much smaller than those of today.  The fun in the dinners had a lot to do with the beverages, the way the vegetables were prepared, and the lovely way in which it was all presented. 

Nourishment was key, and homemade was the most nourishing of all.

I realize we mothers have days of being exhausted and can't do as much as we would like.  But when you are in the habit of cutting and washing vegetables for stew, or whipping up a quick batch of muffins, making food from scratch can be a valuable part of the daily routine.  When all my children were little, I had lots of helpers.  We set to work at the big kitchen table.  I had children rolling out dough, or peeling vegetables.   The bigger children were at the counter or stove stirring sauces, or handling the hot foods, while the safe work was done at the table. Meal preparation was a happy, pleasant way to pass the time with small children.   To them, it was playing!  It got the work done, and the children enjoyed it.  They also loved taking turns serving the food and giggling and visiting at the table.

These days,  I have a barstool in my kitchen. I often sit near the counter to wash dishes, or to make biscuits.  I also have my kitchen radio nearby to hear CDs of gospel music or sermons.  Often my grandbaby is in the highchair watching me work. He plays with bowls and lids and has a wonderful time.  The kitchen can be a happy place to be, making frugal cooking a pleasant part of life.


Blessings
Mrs. White

From the Archives:

Remembering my Childhood - When Television was Special.

The beauty of a formal morning table - Breakfast at Home.

Mother's work - The Pleasant Task of Cleaning.



Order My Books:


For Home-keeping Inspiration, - For The Love of Christian Homemaking

A 90 Day Bible Study, inspired by John Wesley, -  "Early Morning Revival Challenge






An Invitation - Subscribe to The Legacy of Home and have it delivered directly to your email. 






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Monday, July 22, 2013

Learning to Live in the Rural Countryside

Fall Colors in Small Town with Church and Barns, Waits River, Vermont, USA

Something in the soul tends to slow down and be at peace, out in a rural area.  We think of a vacation spot, getting out of the hectic "city" and just taking a break.  Perhaps we avoid some technology (television, phones, etc).  Maybe we spend most of our time fishing, taking strolls, camping, and just watching a little TV in the evening hours.

We visit more. . . We are more neighborly. . . We have an abundance of time.  We can read, study, write, bake, cook, and take the time to say "hello" to the few we happen to meet in a day.  There is less of a need for money.  This takes away many burdens and much pressure.

This, to me, is something like homeschooling. 

Often we think we need to be bombarded with social opportunities. We think we need lots of activities to be normal.  When we aren't constantly busy, or around a ton of people, we think something is missing.  This is like learning to live in a rural area; A place where few people live, limited stores,  and the only public transportation depends on how far you can walk.   This is often a culture shock, just like starting a homeschool.  It is so different. 

Somehow, as we learn to get through the adjustment phase, we find a blessing.  We find the joy that is hidden underneath all the social expectations, and all the things we are told we are "missing out on." 

We find that being in a rural area, is just the place to thrive. . . and grow. . . and become a productive, pleasant citizen.  It is a place where our children can thrive, and grow in character and nobility.  We are protected from the onslaught of humanism, ungodliness, and a worldly culture.  We appreciate many more things.  We are grateful.

We often have more time for prayer, for focusing on the needs of others, and for doing good deeds. 

This is what I am learning, in the middle of nowhere, "trapped at home with no car," in Northern Vermont.

Blessings
Mrs. White







For Home-keeping Inspiration, order my book - For The Love of Christian Homemaking




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Monday, December 31, 2012

Closing my Household Account

Actress Joan Fontaine Doing the Household Bookkeeping Next to Oscar Statuette

Throughout the year, I kept a record book of my household expenses.  The majority of entries were entered by my youngest son, John (15). I have taught him general bookkeeping by having him look over my receipts, organize them, and enter the totals of my spending. 

At this very moment, he is closing out my accounts for the year.  He is in the process of getting monthly spending totals, by looking over the handwritten entries in my old fashioned ledger book.  He is analyzing the numbers and thinking about all the different things his mother spent money on this year.

 (There is no computer doing this for him. It is an old fashioned method of thinking and seeing the history of our financial life.)

When he finishes the monthly totals, he will give me a final figure of exactly how much money I spent during the entire year. 

Tomorrow, we will set up a new household account in our ledger book. This will be for 2013. We will make plans and goals and find ways to be as economical as we can.  Since John has been working with me all year, I will seek his advice, ideas and input.    This is a very precious way for him to learn how to manage money, by helping his Mama to manage her household funds.

Blessings
Mrs. White


Great Peace - The Note in Mother's Pocket.

When Things are Going Wrong - Forgotten Kindness in Marriage.

We Took One of These - A Vow of Poverty.









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Sunday, April 22, 2012

The Thrifty Kitchen

Cookie Baking Day

Must the cookie jar always be full?  Do Mothers have to keep a steady supply of cake, brownies and other treats in the kitchen?  Must she provide her family with gourmet dinners each night, or special meals that taste delightful?

Or is it okay to have a thrifty kitchen? This kind of kitchen produces things like oatmeal in the morning, or whole grain apple muffins. Lunches might be sandwiches or leftovers.  Supper might be the main meal of the day, served around 5 or 6 in the evening.  This could be pasta, meatloaf, or one of our frugal favorites, southern cornbread, home fried potatoes and baked beans.

It is not required that Mother buy soda, candy or chips. It is completely unnecessary for her to serve dessert every single day.  It is also extremely expensive.

Simple, homemade foods from the kitchen help keep household expenses low.

It has been said that we must not be fashionably dressed above our means. It is also true that we must not grocery shop and cook beyond what we can afford.

One of the biggest leaks in the family budget is an abundance of food.

Here are some ideas for keeping costs down:

------

1. Have meals at specific times, whenever possible. This way everyone knows what to expect.  It also helps Mother plan her day. (For example - Breakfast at 8 a.m.  Lunch at noon. Dinner at 5 p.m.)

2. Have basic foods in the pantry - like potatoes, vegetables, fruit, flour, sugar, cornmeal, and meat. This way you can quickly come up with something to make, without worrying about rushing off to the store.

3.  I know many people write up weekly menus and meal plans, but it is not always necessary if you have basic ingredients available.  You should also have some basic family recipes handy that are easy, quick and frugal.

4. Make special foods, like cookies, once a week. This is something the family will look forward to and appreciate. It could be a Friday night treat. Or, plan on making a cake or nice dessert for Sunday afternoons.   The less often treats are offered, the less likely money will be wasted.

5. Offer children basic beverages like juice, tea, water or milk.  If the older ones want soda, or some name brand drink, have them use their own money. (Mother is not obligated to provide the children with commercially prepared, designer beverages.)  This goes the same for candy bars and other processed snacks.

6. Serve whole grains and fresh foods. This is nutritious and helps keep everyone feeling full.

7. In restaurants, patrons are served ice water before their meal. This helps fill them up. Try this at home! Why? Because in this current day, people tend to eat much larger portions than they really need. If they have some water first, they will eat a more appropriate amount of food.

8. Some nutritious snacks include: crackers with peanut butter; celery with cream cheese; sliced apples; carrot sticks; or wheat crackers with cheese.  (Not donuts, danishes, or cupcakes.)
-----------

I realize it takes a tremendous amount of work to have a thrifty kitchen. It is much easier to buy convenience foods. However, there is more at stake than just saving time or money. We need to save our health.

Blessings
Mrs. White

What To Do - When There Isn't Much.

Idle Moments - How a Housewife Passes the Time.

The Essential Childhood Question - Is Mother at Home?







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Monday, April 2, 2012

Rainy Day Money

Kiddies' Savings Section with Western Trimmings





Children of today have large sums of money at their disposal. This is compared to previous generations, when having a nickel or a quarter gave one a sense of wealth.

Many of our youth watch commercials, read newspaper ads and spend an appalling amount of time in stores and malls. They are bathed in materialism.

Young ones used to be taught to "save for a rainy day," or to spend months earning the money to buy their own special things.

Each time they were paid, or given a small financial gift (such as for birthdays or holidays), the money went into a piggy bank, or into a passbook savings account. Children delighted in seeing their money grow. They eagerly worked hard to save and add to their modest wealth. This brought them great pride and a sense of well-being.

Daily life was centered around home, school and church. Trips to the store were rare. No one ever went to browse or "hang out." That would have been a ridiculous waste of time.

Mother bought essential groceries, like milk, eggs and bread. She also bought sugar and cocoa and made her own cakes and cookies.  Children were delighted with the wonderful productivity that came out of the kitchen (as opposed to The Food Court)! 

Saving money was a duty and a privilege. Younger children rarely had any coins or cash. It was something they earned when they were a little older. This was something they looked forward to, just like doing their part to help support and help the family.

I am frightened that this generation of youngsters has holes in their pockets, but an overflowing closet of goods.  How many things does a child or teenager need anyway?

Perhaps if we encouraged them to earn and save and have Tootsie Roll Banks full of coins, they would learn the age old wisdom and  importance of saving for a rainy day. . . Sadly, they will never learn this unless we mothers are the example.


Blessings
Mrs. White

This is so important! - Building a Strong Work Ethic in our Children.

For the Bad Days - Make the Mess Look Pretty.

Remembering! - Creating a 1950's - Like Childhood.








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Tuesday, March 27, 2012

When We Can't Endure a Little Hardship

The Poor





Living in an old house makes me think about all the struggles the early Americans went through.  I visited Plimouth Plantation, in Massachusetts, many times. The tiny little houses the Pilgrims lived in were cold, plain and uncomfortable.  The people worked tremendously hard just to survive. This is hardship.

In our 1800's house, there are drafts, broken faucets, and plumbing problems. We are always repairing something or trying to make things last.  We are also constantly seeking ways to economize. During a recent warm spell, we didn't use our wood pellet stove. Some mornings I was cold, but I just had to wait a few hours for the temperature to rise, and the house would have been heated by the warmth of the sun. It is in our nature to seek ease, comfort and self-indulgence.  We have an anti-hardship nature. This is why we waste money, and act spoiled.  It came from generations of Americans who forgot what it was like for the Pilgrims and the Pioneers.  We are living on the ease and "wealth" created by our ancestors.  Instead of continuing their traditions, we are sitting back and living like the rich.

In the old days, struggle built character.  And a little suffering made us grateful.

Now things seem to be handed to us. We lost our ability to endure the rough times. We lost our creativity and ingenuity.

This morning I was thinking about how easy things are for me.  I have plenty of free time, and set my own plans for each day. I have good things to eat. I have a lovely home (as long as I work hard to keep it neat).  Even though I have so many things to be thankful for, I still grumble and complain when I have to suffer. We modern day Americans come from tough Pioneer stock. But we have weakened and softened over the years.  One of the greatest accomplishments would be for us to endure the hard times and learn to sacrifice for the good of our characters.

No one wants to suffer, of course. But if we can just strengthen ourselves enough to patiently get through the hard times, we will do well. It's kind of like picking our battles and not making too much out of the daily trials.

This would make the good times that much sweeter.

Blessings
Mrs. White

* P.S. If you have some time, visit the Plimouth Plantation website. It is amazing! *


Are you making your children do YOUR chores? - A Cheerful and Willing Housekeeper.

We all need one of these - A Church in the Home.

Encouragement - How a Godly Mother may Guide an Imperfect Family.







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Saturday, February 25, 2012

Building our Homes with Little Money

Lumber Yard




I grew up in the same house my mother grew up in. It was a beach cottage that Grandpa spent years rebuilding, while Mother was a small child. By the time I arrived, it was a large 2 story house with enclosed porches and an efficiency apartment in the basement. It had charming french doors and windows in the living room, which led out to one of the porches. There were stone steps and a small decorative fence on part of the property, close to the lilac bushes.  Not only did Grandpa rebuild the house, he also cultivated the land, creating a garden, and encouraging the growth of lovely plants.

Part of the foundation of the house was on a mine of rocks. These rocks were in a section of our basement, piled high, with the house built on, and around it.  The rocks were also on the great hill beside the house. This hill has been covered with dirt and grass and was a wonderful place for children to play in both summer and winter. We sled down the snowy hill, or rolled down the grass in the nice seasons.

I used to watch Grandpa working on that hill with his tools. He was covering the rocks, or working the land in some way. This was when I was a very small child. (We children lived with our parents and grandparents in the same house, just as my parents now live with my family.)

Years later, I learned that much of the supplies and lumber Grandpa used to rebuild the cottage was from salvaged items found on the shore of the nearby beach. This was typical for a generation of hard working Americans who knew how to find necessary items and create things with very little money.  But this wasn't just the Depression-era Americans.

Remember when Pa Ingalls would build an entire cabin out of the woods? He would cut down trees and work with the land to coax it, and to create, with his own labor and skills, to make a Home for his family. In these days that would be called "scavenging," But it was the normal way.

Now we buy everything at the local hardware store or lumber yard. I was thinking the other day how much I want a glass, French door for one of our rooms. I had thought for months about going to the store and buying one. But where is the fun in that? I would rather wait and search for such a treasure, scavenging it just like my ancestors did a few generations ago.

I remember when we lived in Massachusetts and I had gone into this thrift store, when my children were very young. I found a white wicker shelf unit that was faded and worn. I brought it home, set it up on the porch, and spray painted it a glossy sage green. It looked beautiful! It dried on that porch in the lovely sea air, since we lived near the ocean. Later, when I set it up in the house, it brought something artistic to our home, something amazing, because I had taken special care with it. It probably cost me around $4, including the paint, and I loved it.

If we can only look back at our American History and understand how homes were built using labor and local resources, rather than spending thousands of dollars at the local shops, we could have a stronger sense of appreciation and pride. We would gain a tremendous ability to survive. The money we could save, over the course of a few decades, and the example we set, would create a precious inheritance for the next generation.


Blessings,
Mrs. White

What We've Done - Building a Strong Work Ethic in our Children.

When we had no Money - To Encourage the Downcast Housewife.

A Joyful Day blessing my Family - Spending the Day in the Kitchen.









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Tuesday, February 21, 2012

Building a Strong Work Ethic in Our Children

Noel Drolet and His Family of 13 Children, Working on their Soup Course at Dinner Time




Mr. White and I come from blue-collar, working class families in suburban towns south of Boston. We both grew up working around the house, working in the yard, and working in our neighborhoods.

I don't remember my parents giving me spending money. But I always remember working for those extra things I wanted in life. I used to walk at least one mile every day to elementary school, and then later to the bus stop for the higher level schools. When I was in high school, I walked several miles a day (yes, even in winter). This was part of the work ethic. This was part of learning not to depend on others for things we should be doing for ourselves. Of course, this was before we feared crime, as this current culture has to worry about. This was when neighbors knew neighbors, knew your parents and watched out for all the kids. This was when communities were stable and safe. It was before broken homes became rampant and people moved in and out of neighborhoods faster than we could get to know them.

There was a tiny store on the corner near our school. Everyday, we kids would stop in there to get a drink, an ice cream or a little candy. We would use our own money. This was earned babysitting, doing yard work,  and selling papers or magazine subscriptions.

When I got older, I worked at a few companies. This provided me with money for clothes, the movies, or eating at restaurants. All my friends worked for their money too. Even though we lived in a relatively wealthy community, we all had a strong work ethic. Our parents didn't give us our spending money. We all earned it.

When I met my husband, at the age of 17, I was working as a secretary in a marine insurance agency, right near the water. It was a lovely place and a great job. Clients would come in to pay their insurance premiums for their yachts. I was surrounded by wealth and privilege but I still worked for what I had, as we all did. None of us thought the rich clients had a free ride. We all knew they worked for what they had.

When I became engaged, I quit my job and started to prepare for a family of my own. Mr. White and I had a contract and I never had to work (at a job) again. Both of us still worked hard, but in different ways. Me at home, and him at a job. This example to our children was invaluable.

When we started to have children, we taught them the value of money and the value of hard work. They had ways of earning money around the house and helping me with any home-business I had undertaken for their sake. Part of homeschooling, over the years, was learning to be productive, and how to run a business.

Later, we bought a country store. Our children, from as young as 5 years old, worked to help us in our business. They had plenty of opportunities to earn money by working for us.  

When the children were very young, I gave them extra work around the house everyday. This was optional work and paid anywhere from 5 cents to 25 cents. They thought this was a fortune and eagerly earned their spending money. I still remember the pride Rachel (now 24, but then 5 years old) had when we walked into a little restaurant to pick up our take-out order. She wanted to buy herself a drink and used her own money. She looked at her little sister and said, "I worked hard for that money!" I could tell the lessons were sinking in.  And while others, at times, would scoff that I required the children to work, they cannot deny that my children all have a strong work ethic. These children are dependable and reliable and put in a good day's work.

This is the blue -collar working class. These are the kind of values that made America strong.  Sadly, children of today don't understand about delayed gratification. They want everything before they earn the money to buy it. This is dangerous to their own livelihood and for our society.  One of the greatest things we mothers can teach our children, is to wait and to work and to save, and then to spend. But never before the money is earned. . . Never.

Blessings
Mrs. White


The Lovely Things We Do At Home - Domestic Occupations.

A Little Visit - The Parlour in the Morning.

You Don't Have to Be Rich - The Humble Home.




For Home-keeping Inspiration, order my book - For The Love of Christian Homemaking









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Thursday, January 19, 2012

Frugal Inspiration from a Legend - Amy Dacyczyn



In the early 1990's, I came across Amy's book, The Tightwad Gazette. I was inspired to live a life of artistic, creative frugality. It completely changed my shopping life. . . At least for a time. . .

Even though I have lived frugally my entire life, despite several bouts of reckless shopping at times, and I know how to live with very little money, I found myself being extremely wasteful last month.

It  had been the best December we had in years. I had saved up a few hundred dollars, but spent it all on gifts, most of which were bought - just to buy a "gift."   I can only imagine how much cash I would still have if I had remembered Amy's shopping wisdom.

My goal is to re-read Amy's book.  I will read it slowly and re-incorporate her ideas into my daily life. (It is much like a dieter trying to change a lifestyle, rather than going on a restricted eating plan.)  I will take the ideas which mean the most to me, which will work in my situation, and will find happiness in spending little or no money.

This is not a life of deprivation, but one of amazing Yankee Ingenuity.

I first saw Amy on the Phil Donahue show. I cannot even imagine how long ago that was? I found her book at my local library and then later bought a copy.  Ever wonder what she is up to today? I found a video interview of her from about a year ago!  She still inspires me and makes frugality look amazing!





blessings
Mrs. White

When there is no money - We need - Mothers with Christmas Courage.

The worst of times - No Income and the Basics of Life.

Keep track of all your money with an old fashioned ledger book, featured at Frugal Dad.







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Tuesday, June 7, 2011

Victory Homes - Living with Financial Hardship

Rations and Ration Book




In the old days, the government did its best to keep up morale for American Housewives. This was during the Great Depression. Women were encouraged to plant gardens and make nutritious meals with rationed ingredients. 

Hollywood also tried to keep people happy. Delightful movies were introduced in theaters nationwide. Viewers were able to forget their troubles while watching heartwarming movies starring Shirley Temple.  Another family favorite in those days was Mickey Rooney and Judy Garland in the Andy Hardy series.

It took hard work and courage to be happy despite a crippled economy. It took creativity and imagination to make meals with limited resources.

I wonder if we didn't have the money to repair our vehicles, would we still find a way to get to work?  Could we be inventive, even in rural areas?

What if we had a small portion of butter or sugar to last the week. Could we still bake treats for our children? What substitutions would we use?

Our country is in the midst of a massive financial crisis. We need to have the attitude of Victory in our Homes. We need to smile in the face of trouble and take on the challenges and roadblocks that keep coming our way.

Today, let's find a way to ration what's on hand. Let's be frugal and careful with pennies, dollars, water, electricity, groceries and gasoline.  What ideas can you share to help us all have Victory Homes?

Blessings
Mrs. White



The Reality - Financial Survival in Hard Times.

Charming Days of Old - Creating a 1950's-like Childhood.

Something Special - Baking Bread in the Quiet of the Morning.





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